New Alliance Federal Credit Union

Account Type	Minimum Balance	Rate	Yield
Regular Share Savings	$20.00	0.50 %	0.50 %
Christmas Club	-	0.50 %	0.50 %
Vacation Club	-	0.50 %	0.50 %
Credit Union Fund	$1000.00	0.99 %	1.00 %
VISA Classic		12.9 %
VISA Platinum		10.9 %

Rates are subject to change. Please check with the Credit Union for current rates.

Loan Rates: Effective 1/04/10 Rates are shown "as low as" and will be based on credit worthiness.

Used Auto Special
Rates "as low as" 5.45% for 60 months*
for all qualified members
for any 2004 or newer vehicle financed.
Also will receive $50.00 at the time of closing.
Purchases from Enterprise may also receive additional incentives as determined by them.
New Car Special *rates are 1/4% lower.
*rate is based on credit worthiness,
auto payment from NAFCU savings or checking and
credit insurance or down payment of 10% or greater.

	New Car
Description	APR	Term
New	5.95 %	00 - 60 months
New	6.45 %	61 - 72 months

	Used Car
NADA Loan Value
Up to 7 Years old	6.45 %	60 months

	Motorcycle
New	6.95 %	00 - 60 months
Up to 7 Years old	7.45 %	00 - 60 months

	Signature
Minimum $500
36 Months	8.00 %
48 Months	8.25 %
60 Months	8.50 %

	Share Secured
00 - 60 Months	4 % above Share Yield

	CD Secured
00 - 60 Months	4 % above CD Yield

	Boat / RV
New	6.95 %	00 - 60 months
Up to 7 years old	7.45 %	00 - 60 months
Additional terms available. Call for rates.

	Home Equity*
00 - 60 Months	5.75 %
61 - 120 Months	6.25 %
121 -180 Months	6.75 %

If we refinance your mortgage and hold 1st lien position you will receive 1/2% off our 5 year term, .75% off a 10 year term, and 1.0% off a 15 year term.

* 80 % equity clause of appraised value less any liens or judgments. Minimum cash out is $5000.00. Existing loans do not qualify. Under minimum add 1/2 %.

* Investments / Rental Properties - Call for rates / details.

Rates are subject to change. Please check with the Credit Union for current rates. Rates are shown "as low as" and will be based on credit worthiness.

As of October 2009

Certificates	Minimum	Rate	Yield
3 Month	$1000.00	1.00 %	1.00 %
6 Month Jumbo	$50,000.00	1.39 %	1.40 %
6 Month	$5,000.00	1.24 %	1.25 %
12 Month	$1000.00	1.74 %	1.75%
24 Month	$500.00	1.98%	2.00 %
30 Month	$1000.00	2.28 %	2.30 %
36 Month	$1000.00	2.38 %	2.40 %
Credit Union Fund	$1,000.00	0.99 %	1.00 %
Accum IRA		0.50 %	0.50 %

Rates are subject to change. Please check with the Credit Union for current rates.

Fee Description	Fee
NSF Fee	$30.00 per item
Returned Item Fee	$30.00 per item
Stop Payment Fee	$20.00 per request
Share Draft Printing Fee	vary
Photo Copy Fee	$1.00 per copy
Account Reconciliation Fee	$15.00 per hour
Account Research Fee	$10.00 per hour
Deposited Item Return Fee	$30.00 per item
Courtesy Pay Fee	$30.00 per item
Chargeback Fee	$30.00 per item
Wire Transfer (outgoing) Fee - Domestic	$17.00 per transfer
Wire Transfer (outgoing) Fee - International	$30.00 per transfer
Money Order Fee	.75 per order
Travelers Check Fee	.75 per $100.00
Travelers Check Fee - 2 signatures	1.25 per $100.00
Legal Process Fee	$5.00
Low Balance Fee	$5.00 per month
Check Cashing Fee	$2.00 per check
Account Printout Fee	$2.00 per printout
Escheat Process	$25.00
Garnishment/Levys	$25.00
Electronic Funds Transfer Fees	Seven (7) ATM withdrawals per month without a charge.
Safe Deposit Box Fees Size 2 x 5	$10.00
Size 3 x 5	$15.00
Size 4 x 5	$20.00
Size 2 x 10	$20.00
Size 5 x 10	$50.00
Size 10 x 10	$100.00
Drilling of Box Fee	$60.00

Fees are subject to change. Please check with the Credit Union for current fees.