Home Membership Personal Services Electronic Services Loans Rates and Fees Helpful Information
Checking Savings Certificates VISA Special Services
  • No minimum balance required
  • No monthly service charge
  • Overdraft protection (limit 3 per month)
  • Immediate carbon copy of each check
  • Monthly statements
  • Make deposits by payroll deduction or direct deposit 
  • Access your checking account with the MAC card
  • Access your checking account balance and transaction history with ALLI
  
  • $20.00 minimum balance
  • Shares deposited earn dividends ( interest) daily on $100 min balance.
  • Dividends are compounded and paid quarterly
  • Access your share account with your MAC Card
  • Save through Payroll Deduction or Direct Deposit
  • Phone Access through ALLI
 
  • No minimum balance
  • You can make withdrawals at any time
  • Your check will be mailed around the 1st of October
  • Dividends are compounded and paid quarterly
  • Save through Payroll Deduction
  • Phone Access through ALLI

 
 
  • A great way to save for your special vacation
  • No minimum balance
  • You can make deposits or withdrawals at any time
  • Dividends are compounded and paid quarterly
  • Save through Payroll Deduction
  • Phone Access through ALLI

 
 
  • $1000 Minimum balance
  • You can make deposits or withdrawals at any time
  • Dividends are compounded and paid monthly
  • Save through Payroll Deduction
                                                 
The Savings Plans we offer are insured up to $100,000 by the National Credit 
Union Administration, a U.S. Government Agency. 
     
  • The rate is fixed for the term of the certificate.
  • The rates change every Wednesday. unless the credit union is closed on Monday.
  • Dividends are compounded monthly or it can be paid to your Share account, Money Market account, or mailed to you.
  • There is a penalty for early withdrawal.  See chart below.
  • CHECK WITH THE CREDIT UNIONS FOR SPECIALS!

Description

Minimum

Penalty
3/6 Month Jumbo $50,000 30 days dividend 
6 Month $5,000 30 days dividend 
12 Month $500 90 days dividend
24 Month $500 90 days dividend 
36 Month $500 90 days dividend
  • These accounts are very attractive because the yields are high and the accounts are liquid.
  • $1,000 minimum balance.
  • Dividends are compounded monthly.
  • If the balance falls below $1,000, the amount is transferred to regular shares.
  • Save through Payroll Deduction.
  • Maximum deposit to these accounts is $2,000.  Non-working spouse is eligible for $250.00.
  • 30-Month Certificate with minimum deposit of $500.  
  • Dividends are compounded quarterly.
  • Accumulative IRA - No minimum deposit to this account.  Interest rates are the same as regular share rates and are paid quarterly to the account.
  • There is a penalty for early withdrawal.  See chart below.

Description

Minimum

Penalty
12 Month $500 90 days dividend
24 Month $500 90 days dividend 
36 Month $500 90 days dividend
Apply NOW, click here   

To report a lost or stolen card, contact 1-800-472-3272
 

Tabular Disclosure
Annual Percentage Rate (APR) - Visa Classic  12.9%
Other APRs - Cash Advance APR - 12.9%, Balance Transfer APR - 12.9%
Grace Period for Purchases - 25 days
Method for computing the Balance for Purchases - Average Daily Balance (including new purchases)
Annual Fee - None
Minimum Finance Charge - $.50
Transaction Fee for Purchases - None
Balance Transfer Fee - None
Late Payment Fee - $20.00
Over-the-Credit Limit Fee - $20.00
The information about the costs of the card described in this application is accurate as of 11/01.  This information may have changed after that date.  To find out what may have changed, contact us at the number or location listed at the top of the application.
  
 
  • An interest rate of 12.9% on purchases and cash advances that is lower than most financial institutions.
  • 25-day grace period
  • Every VISA card can be used at specified automated teller machines for cash advances.
  • Free travel life insurance up to $250,000 when you use your card to purchase land, sea, or air travel tickets.
  • A low monthly minimum payment of only 3% of your balance, or a $20 minimum.
  • No Annual Fee
 
  • An interest rate of 10.9% on purchases and cash advances that is lower than most financial institutions.
  • 25-day grace period
  • Every VISA card can be used at specified automated teller machines for cash advances.
  • Free travel life insurance up to $250,000 when you use your card to purchase land, sea, or air travel tickets.
  • A low monthly minimum payment of only 3% of your balance, or a $20 minimum.
  • No Annual Fee

 
 
  • Offer the convenience of a credit card, but the funds come directly from your checking account.
  • Faster and easier than writing a check.
  • Accepted anywhere VISA is accepted.
  • Detailed description of your transactions appear on your monthly statement.
  • You can also access your debit card transaction history on ALLI.

 
  • Free Phone Transactions through ALLI.
  • American Express Travelers Cheques

  • Now Available - VISA GIFT CARDS. Ask any teller or call us at            724-266-7675 ext. 129  Can be used anywhere VISA is accepted.

  • Low Cost Money Orders
  • Low Cost Safety Deposit Boxes
  • Discount Car Sales for Members Only
  • "ALLiance" quarterly Newsletter mailed to all members.
  • Low Cost Wire Transfers of Funds
  • A.I.S. New Car Cost Guide Information
  • N.A.D.A. Used Auto Guide Information
  • Easy to read quarterly statements